Arab National Bank – Ratings Affirmed with a Stable Outlook

17 December 2025

Capital Intelligence Ratings (CI Ratings or CI) today announced that it has affirmed the Long-Term Foreign Currency Rating (LT FCR) and Short-Term Foreign Currency Rating (ST FCR) of Arab National Bank (ANB or the Bank) at ‘A+’ and ‘A1’, respectively. At the same time, CI Ratings has affirmed ANB’s Bank Standalone Rating (BSR) of ‘bbb+’, Core Financial Strength (CFS) rating of ‘bbb+’ and Extraordinary Support Level (ESL) of High. The Outlook for the LT FCR and BSR remains Stable.

The Bank’s LT FCR is positioned three notches above the BSR, which is the maximum uplift permitted under our criteria when the ESL is assessed as High. This reflects our view that the authorities exhibit a strong willingness to provide timely extraordinary support if needed, and that this willingness is underpinned by the sovereign’s very strong capacity to extend such support. Saudi banks play a central role in financing the Kingdom’s development agenda,…