The Saudi Investment Bank – Ratings Affirmed with a Stable Outlook

16 December 2025

Capital Intelligence Ratings (CI Ratings or CI) today announced that it has affirmed the Long-Term Foreign Currency Rating (LT FCR) and Short-Term Foreign Currency Rating (ST FCR) of the Saudi Investment Bank (SAIB or the Bank) at ‘A’ and ‘A1’, respectively. At the same time, CI Ratings has affirmed SAIB’s Bank Standalone Rating (BSR) of ‘bbb’, Core Financial Strength (CFS) rating of ‘bbb’ and Extraordinary Support Level (ESL) of High. The Outlook for the LT FCR and BSR is Stable.

The Bank’s LT FCR is positioned three notches above the BSR, which is the maximum uplift permitted under our criteria when the ESL is assessed as High. This reflects our view that the authorities exhibit a strong willingness to provide timely extraordinary support, and the sovereign’s very strong capacity to extend such support if needed. Saudi banks play a central role in financing the Kingdom’s development agenda, including in financing contractors involved…