Last Updated: September 2025
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Credit ratings issued by CI Ratings are an independent opinion of the creditworthiness of an entity or obligor either in general or with regard to a specific financial obligation. CI’s credit ratings are statements of opinion regarding credit (or repayment) risk and not statements of fact.
A CI credit rating is not a recommendation to purchase, sell, or hold stocks or shares in an institution or particular security. A CI rating does not assess or indicate the likelihood of changes in the market price of rated instruments due to market-related factors, such as changes in interest rates or liquidity. A CI rating is not an opinion of the liquidity in the market of an issuer’s securities.
A report providing a CI credit rating is neither a prospectus nor a substitute for the information assembled, verified and presented to investors by the issuer and its agents in connection with the sale of the securities.
CI credit ratings are based on information from sources believed to be both reliable and of satisfactory quality. CI does not audit or independently verify information received during the rating process and may, in some cases, rely on un-audited financial data.
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