Ceska Sporitelna – Ratings Affirmed with a Stable Outlook

9 October 2026

Capital Intelligence Ratings (CI Ratings or CI) today announced that it has affirmed the Long-Term Foreign Currency Rating (LT FCR) and Short-Term Foreign Currency Rating (ST FCR) of Ceska Sporitelna (CS or the Bank) at ‘A’ and ‘A1’, respectively. At the same time, CI Ratings has revised CS’s Extraordinary Support Level (ESL) to High, from Moderate. The Bank Standalone Rating (BSR) and Core Financial Strength (CFS) rating have been affirmed at ‘a’. The Outlook for the LT FCR and BSR remains Stable.

CS’s BSR is derived from a CFS rating of ‘a’ and an Operating Environment Risk Anchor (OPERA) of ‘a-’ (the latter indicating low risk). The OPERA is supported by a diversified, industrially advanced economy, a long track record of prudent macroeconomic and monetary policies, and the benefits of EU membership, particularly access to EU cohesion and structural funds. The OPERA is constrained by the economy’s high openness and deep integration…