Ceskoslovenska Obchodni Banka – Ratings Affirmed

9 October 2026

Capital Intelligence Ratings (CI Ratings or CI) today announced that it has affirmed the Long-Term Foreign Currency Rating (LT FCR) and Short-Term Foreign Currency Rating (ST FCR) of Ceskoslovenska Obchodni Banka (CSOB or the Bank) at ‘A’ and ‘A1’, respectively. At the same time, CI Ratings has affirmed CSOB’s Bank Standalone Rating (BSR) of ‘a’, Core Financial Strength (CFS) rating of ‘a’ and Extraordinary Support Level (ESL) of High. The Outlook for the LT FCR and BSR remains Stable.

CSOB’s BSR is derived from a CFS rating of ‘a’ and an Operating Environment Risk Anchor (OPERA) of ‘a-’ (indicating low risk). The CFS is supported by CSOB’s strong domestic banking franchise and diversified business model, close integration with its supportive parent KBC, as well as strong liquidity buffers underpinned by a granular retail deposit base, and sound asset quality with adequate loss-absorption capacity, as indicated by the extended NPL…