Fundusz Pomerania – Ratings Affirmed

07 August 2026

Capital Intelligence Ratings (CI Ratings or CI) today announced that it has affirmed the Long- and Short-Term Ratings of Fundusz Pomerania Sp. z o.o. (Pomerania or the Fund) on the Poland National Scale at ‘plA+’ and ‘plA1’, respectively. The Outlook for the LT NR remains Stable.

Pomerania’s credit profile is supported by a solid capital base and strong liquidity. Capital adequacy is a key strength, driven by a balance sheet funded almost entirely by equity and loss reserves. In addition, the net guarantee leverage ratio (NGLR) is a conservative 1.11x. Liquidity is also strong, with highly liquid assets representing 96% of total assets and equivalent to about one-third of the guarantee portfolio and almost equivalent to aggregate guarantees retained at own risk. Internal capital generation is satisfactory, with a high level of profit retention. Shareholder ordinary support has been regularly demonstrated through injections of additional capital in…