UniCredit CS – Ratings Affirmed

21 August 2026

Capital Intelligence Ratings (CI Ratings or CI) today announced that it has affirmed the Long-Term Foreign Currency Rating (LT FCR) and Short-Term Foreign Currency Rating (ST FCR) of UniCredit Bank Czech Republic and Slovakia (UniCredit CS) at ‘BBB+’ and ‘A2’, respectively. At the same time, CI Ratings has affirmed the UniCredit CS’ Bank Standalone Rating (BSR) of ‘bbb+’ and Core Financial Strength (CFS) rating of ‘bbb’. The Outlook on the LT FCR and BSR remains Stable. The Extraordinary Support Level (ESL) remains High.

The BSR of ‘bbb+’ is derived from a CFS rating of ‘bbb’ and an operating environment risk anchor (OPERA) of ‘a-’. The CFS reflects the Bank’s substantial high-quality capital buffers, sound asset quality supported by conservative underwriting and strong reserve coverage, a stable low-cost customer funding base and sound profitability, supported by multiple revenue streams. The Bank’s access to UniCredit…