Current Criteria & Guidance

CI Ratings is committed to using rating methodologies that are rigorous, systematic, and continuous. These result in credit ratings that can be subjected to objective validation based on historical experience and back-testing (an EU regulatory requirement).

Current methodologies are listed below.

Base Methodologies & Supplementary Criteria

Bank Ratings

• Bank Rating Methodology

Non-Bank Financial Institution Ratings

• Non-Bank Financial Institutions Rating Methodology
• Supplementary Criteria for Credit Guarantee Companies

Corporate Ratings

• Corporate Rating Methodology

Sovereign Ratings

• Sovereign Rating Methodology

Insurance Ratings

• Insurance Rating Methodology

Covered Bond Ratings

• Covered Bond Rating Methodology
• Criteria for Assessing Sovereign Risk in Covered Bonds

Cross-Sector Criteria & Guidance

National Ratings

• National Scale Ratings Criteria for Poland
• National Scale Ratings Criteria for Qatar
• National Scale Ratings Criteria for Oman
• National Scale Ratings Criteria for Saudi Arabia
• National Scale Ratings Criteria for Iraq
• National Scale Ratings Criteria for Iran

Parent-Subsidiary Criteria

• Parent-Subsidiary Considerations in the Determination of Corporate and NBFI Credit Ratings

Bond Ratings

Bond Ratings and Issuer Ratings

Definition of Default

Capital Intelligence (CI) Definition of Default

ESG Risk and Credit Ratings

• ESG Factors and Credit Risk Analysis