Corporate Ratings
In the case of corporates, analytical categories aim to capture key financial and business risks. Financial aspects include cash flow, debt profile, debt service capacity, leverage, and earnings. Non-financial categories include operations, management, strategies and prospects, including an examination of the market and operating environment.
Non-Bank Financial Institution Ratings (NBFIs)
NBFI ratings are assigned to a broad range of companies including finance and leasing companies, securities firms and asset management companies. It is also applicable to investment companies, particularly those in the Middle East region that undertake a variety of non-bank financial activities and services such as direct investment, asset management, commercial and consumer financing, and corporate financial advisory services (M&A, debt raising, refinancing etc.).